How To Apply Online for Pradhan Mantri Awas Yojana| PMAY Guidelines

How To Apply Online for Pradhan Mantri Awas Yojana

If you are interested to apply for Pradhan Mantri Awas Yojana, but you’re wondering How To Apply Online for Pradhan Mantri Awas Yojana? Then follow the below presented PMAY guidelines and get your name registered within few minutes just need to submit an affidavit stating your salary. The process of registration is so simple, only you need to press the right tabs and fill the correct information. As far as eligibility is concerned, only those can apply whose annual income is not more than 3 lakh (in case of EWS) and 6 lakh Rs (in case of LIG). The good news is that, the Awas Yojana also covers mid-income group. Here get to know about what is Pradhan Mantri Awas Yojana 2017 and how to fill Pradhan Mantri Awas Yojana online form.

How To Apply Online for Pradhan Mantri Awas Yojana

What is Pradhan Mantri Awas Yojana???

Pradhan Mantri Awas Yojana was started in the month of June, 2015. The Government envisioned building affordable pucca houses that also contain water facility, sanitation and also deliver 24 hours electricity supply. The motive behind establishing the scheme is to provide shelter to the people covered in the EWS & LIG sections. People under EWS are the ones whose annual income is not exceeding Rs. 3 lakh and people under LIG are the ones whose annual income is not exceeding Rs. 6 lakh. Now this Yojana also covers the mid-income group (MIG).

Also Read Out: Pradhan Mantri Garib Kalyan Yojana Tax Rules

PMAY scheme contains of Four main aspects for builders and developers:

The Yojana is formed to modify slum areas by building homes for people living in slums. The construction is to take place with the collaboration of private developers. Pradhan Mantri Awas Yojana also plans to provide credit-linked subsidy to weaker section people as well as the mid income sections people on loans taken for new construction of existing homes.

PMAY Guidelines

Affordable Housing Project 35% of the houses are constructed for EWS category
Beneficiary A beneficiary family will include husband, wife and unmarried children. The beneficiary family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India.
Carpet Area Area enclosed within the walls, actual area to lay the carpet. This area does not include the thickness of the inner walls
EWS House An all weather single unit or a unit in a multi-storeyed super structure having carpet area of upto 30 sq. m. with adequate basic civic services and infrastructure services like toilet, water, electricity etc. States can determine the area of EWS as per their local needs with information to Ministry
“Floor Area Ratio” (FAR)/FSI The quotient obtained by dividing the total covered area (plinth area) on all the floors by the area of the plot: Total covered area on all the floors x 100 FAR = Plot area If States/Cities have some variations in this definition, State/City definitions will be accepted under the mission
Implementing Agencies mplementing agencies are the agencies such as Urban Local Bodies, Development Authorities, Housing Boards etc. which are selected by State Government/SLSMC for implementing Pradhan Mantri Awas Yojana – Housing for All (Urban) Mission.
Low Income Group (LIG): LIG households are defined as households having an annual income between Rs.3,00,001 (Rupees Three Lakhs One) up to Rs.6,00,000 (Rupees Six Lakhs). States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre.
Primary Lending Institutions (PLI) Scheduled Commercial Banks, Housing Finance Companies, Regional Rural Banks (RRBs), State Cooperative Banks, Urban Cooperative Banks or any other institutions as may be identified by the Ministry
Slum A compact area of at least 300 population or about 60-70 households of poorly built congested tenements, in unhygienic environment usually with inadequate infrastructure and lacking in proper sanitary and drinking water facilities.
State Level Nodal Agencies (SLNAs) Nodal Agency designated by the State Governments for implementing the Mission
Transfer of Development Rights (TDR) TDR means making available certain amount of additional built up area in lieu of the area relinquished or surrendered by the owner of the land, so that he can use extra built up area himself in some other land.
Central Nodal Agencies Nodal Agencies identified by Ministry for the purposes of implementation of Credit linked subsidy component of the mission
Economically Weaker Section (EWS) EWS households are defined as households having an annual income up to Rs. 3,00,000 (Rupees Three Lakhs). States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre

Check Out: How Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Scheme benefits you?

Documents Required For PMAY:

PLI Details

  • Name of PLI:
  • PLI code:
  • Category of PLI (Bank/HFC/others):

Borrower Details

  • Name of borrower (Should be same as Name in Housing Loan Account No)
  • PAN Card No:
  • Address of borrower: (House/Flat/Door No, Name of Street, City/Village, District, State, Pincode)
  • Mobile No. of borrower:
  • Household Category: EWS/LIG
  • Household Annual Income (INR):
  • Religion [Hindu-01, Muslim-02, Christian-03, Sikh-04, Jainism-05, Buddhism- 06, Zoroastrianism-07, Others – 08]
  • Caste (General-01, SC-02, ST-03, OBC-04)
  • Preference Category: Person with Disability-01, Manual Scavenger-02, Widow-03 and Others-04 (Pl. specify)
  • Sex: Male/Female/Transgender:
  • Unique Identification (Aadhaar/Voter’s card/PAN card/ Passport/ Any other Unique Number or a certificate of house ownership from Revenue Authority of beneficiary’s native district etc) :

3) Co-Borrower Details

  • Name of Co-Borrower (Should be same as Name in Housing Loan Account No)
  • PAN Card No:
  • Sex: Male/Female/Transgender:
  • Unique Identification (Aadhaar/Voter’s card/PAN card/ Passport/ Any other Unique Number or a certificate of house ownership from Revenue Authority of beneficiary’s native district etc ) :

4) Number of adult dependents (upto 4): Name of Dependent alongwith Unique Identification (Aadhaar/Voter’s card/PAN card/ Passport/ Any other Unique Number or a certificate of house ownership from Revenue Authority of beneficiary’s native district etc)

5) Property type (01-Flat; 02-Independent house)

6) Type of House: New (01); Re-purchased (02); Existing (03)

7) Carpet area of house (in sq meters) (put tick mark)

  • Up to 30 sq meters
  • Up to 60 sq meters
  • More than 60 sq meters

8) Complete postal address of property with PIN code (House/Flat/Door No, Name of Street, City/Village, District, State, Pincode)

9) Ownership mode (only in case of enhancement).

  • Whether
  • Self owned
  • Inherited

10) Loan Amount Sanctioned (In Rs)

11) Housing Loan Account Number

12) Purpose of loan (For purchase-01/Construction-02/Extension-03/Repair-04):

13) Tenure of loan including Moratorium Period (in months)

14) Housing loan interest

15) Moratorium period if any (in months)

16) Repayment start date (DD/MM/YYYY)

17) Subsidy Claim Number (Single Installment – 00, Multiple Installments – Respective Number)

  • Loan Amount Disbursed for this Claim (In Rs)
  • Loan Amount Disbursed Date (DD/MM/YYYY)
  • Subsidy Claim Number (00 Single installment, Multiple Installment (Respective Number)
  • Interest Subsidy Amount Claimed
  • NPV of the subsidy
  • Date of credit of subsidy DD MM YYYY format

18) Cumulative Amount of subsidy credited (as subsidy is to be credited in installments in proportion to the loan disbursed)

19) Source of the application (Whether direct/ULB or Govt. designated agency / NGO/ Developers)

20) Whether trunk and line infrastructure is existing or being provisioned

  • Water Supply (Yes/No)
  • Electricity Supply (Yes/No)
  • Drainage/Sanitation (Yes/No)

Check Installation & Advantages: How to Use BHIM App

How To Apply Online for Pradhan Mantri Awas Yojana

How To Apply Online for Pradhan Mantri Awas Yojana?

Step 1:

First of all, visit the official website of Pradhan Mantri Awas Yojana that is www.pmaymis.gov.in

Step 2:

Now hit on “Citizen Assessment” link

Step 3:

After that, select “For Slum Dwellers” or “Benefits under other 3 components”

Step 4:

If you are from a slum area then you are recommended to select the first option, else, select the other one. An image like this will appear on your computer screen.

steps

Step 5:

After pressing the relevant link, online form will emerge on your digital screen

Step 6:

Now, fill all the details required there clearly and carefully

Step 7:

 Fill your Aadhaar Number, Annual Income, PAN card no. etc

Step 8:

Read all the terms and conditions clearly and tick mark the content that starts from “I am aware of…”

Step 9:

After filling all the details, hit on “Save” tab

Step 10:

You can also take a out a printed copy of the same.

Step 11:

Thereafter, a system generated application number will be displayed on your computer screen. Also the confirmation regarding the application form submission will be made.

Step 12:

You are then required to note down the application number as it is the proof that you have successfully filled the Pradhan Mantri Awas Yojana form.

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